How to play, Chapter 8
Gold, bank and death
In short
You lose the gold in your pocket when you die or get raided in your sleep. Gold in the bank stays put and earns 10 per cent interest every night. So take your gold to the bank before you stop playing.
Goldwin's bank
Press B in the village to go to the bank. There, D deposits and W withdraws. Leave the amount empty and Goldwin takes everything. You can only shop with gold in your pocket, so withdraw what you need first.
Every night at the change of day the bank pays 10 per cent interest, up to 2,000,000 gold a night. Once the market hall is built, you get more. The interest keeps coming even when you are not playing.
What the bank protects you from
- Monsters: when you die, you only lose the gold in your pocket.
- Thieves: when you are raided in your sleep, you only lose the gold in your pocket.
- The Burning Night: the flames eat pockets, not the bank.
Two things do empty the bank, though. After a victory over the dragon you start over, and your savings are gone with everything else. And a divorce costs 50 per cent of your balance.
What death costs
Die in the forest, in the mines or against the dragon and you lose all the gold in your pocket. 50 per cent of it ends up in Skarvold's hoard, the rest is simply gone. You also lose 10 per cent of your experience, and your run of days without dying starts again from zero. Once the temple is built, dying in the forest costs you less gold.
Until the next day you lie dead and can do nothing but wait. At the change of day you get up again with full hit points. You keep your weapon, armour, level and bank. A fight with your master, by the way, never costs you your life.
How to protect yourself
- Deposit your gold before a hard fight and before you stop playing.
- Heal before you fight on.
- Run when the fight turns against you.
- Sleep at the inn if you still have gold on you. See The inn and other heroes.